Protect Your Project Before It’s Complete
Every construction project faces risk. Builders Risk Insurance helps safeguard your structure, materials, and investment from unexpected damage while it's still under construction.
Builders Risk Insurance
Builders Risk Insurance
Many years in business
100% customer satisfaction
Knowledgeable advisors
Multiple coverage options
What Is Builders Risk Insurance?
Also known as Course of Construction Insurance, this policy covers buildings and materials during active construction or renovation. It protects against damage to:
- The structure itself
- On-site materials waiting to be installed
- Items in transit to the job site
Builders Risk Insurance is often required by property owners or lenders before work begins.
What Does It Cover?
Most policies include protection against:
- Fire and explosion
- Wind, lightning, and hail
- Theft and vandalism
- Vehicle or aircraft impact
Optional coverage extensions can also include temporary structures, debris removal, or construction delays.
Why It’s Important
A delay or unexpected loss can have ripple effects across your budget. Builders Risk Insurance may help cover:
- Lost rental income or sales
- Loan interest increases
- Real estate tax burdens during delays
- Soft costs related to project downtime
The policy limit should reflect your full project value – materials and labor, excluding land.
How Is It Different From General Liability Insurance?
- Builders Risk covers property and materials during construction.
- Contractor’s General Liability covers bodily injury and third-party property damage.
Both are essential and cover distinct areas of risk.
- Local expertise in construction insurance across Indiana
- Custom coverage tailored to your build
- Trusted advice from a Fort Wayne-based team
Get In Touch With us
Finding the right insurance can be a daunting and confusing process. Reach out to us for help! We will review your unique risks in order to find coverage that’s perfect just for you.
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