Rental property insurance in Fort Wayne and throughout Indiana.

Don’t be fooled, just because your tenant has rental insurance doesn’t mean that you—the owner—are protected. Rental property insurance is specially designed to cover the risks faced when you rent your property to others.

Rental property insurance is a specialty home insurance policy for the property owner rather than the tenant. It’s similar to a homeowners policy but is designed to account for the differing risks that you face when you rent a property rather than live in it yourself.

In addition to damage to the building itself and your personal property (such as included furniture), rental property insurance often covers lost income if property damaged means you can’t rent it out for a period. The policy will also often include coverage for liability you might face if a tenant sues over injury suffered in the property.

Other covered risks can include any costs you have to pay to move a tenant in or out of the property during repairs, and any compensation you have to pay to a tenant if damage puts heating or air conditioning out of action.

One point to watch is the fact that policies usually don’t cover loss of income if a tenant fails to make rent payments, or the costs of evicting a tenant if necessary.

If you’ve got any questions on rental property insurance or want to find the best policy, contact us today.

Let’s discuss your rental property insurance.

One of our insurance advisors will reach out to you to review your information and present you with the appropriate rental property insurance solution. There’s no obligation, just good-old-fashioned advice.
  • Important Notice: We strive for great customer service. However, we cannot bind, change or add coverage from our website. Submitting a quote inquiry or an email through our website IN NO WAY constitutes a change in coverage. If you have an immediate concern, please call us during our regular business hours.
  • This field is for validation purposes and should be left unchanged.
Myers & Hayden Insurance offers comprehensive rental property insurance in the Fort Wayne, IN area, including Allen County, Whitley County, Noble County, DeKalb County, Steuben County and Kosciusko County.