Hey Fort Wayne, many of us are spending more time at home during the COVID-19 pandemic. For the past several weeks, your home probably served as an office, a school and even an indoor playground for your kids and/or pets. Since our homes are typically our greatest investment, it is important that we take necessary steps to protect it. If you find yourself with a little extra time at home (and even if you don’t), here are few helpful and important suggestions:
1) Create (or update) your Home Inventory. This may seem like a daunting task, but trust that the time involved will be well worth the effort if you ever experience a major loss through fire, water damage, or theft. Plus, there are many excellent, easy-to-use resources available to assist you. To review a list of the top phone apps for creating a Home Inventory click here: Best Home Inventory Apps. If you prefer using printable documents, you might visit this site: Inventory Spreadsheet. Try taking one room at a time to simplify this vital project.
2) Locate and clearly label your main water shut off valve. Most main shutoff valves will be found in a basement, crawlspace or garage on the ground level near your water meter. Be sure you know how to turn your valve off, so that you can help mitigate any future water issues. It is also helpful to know that most water sources (sinks, toilets, hot water heater, etc.) have their own separate shut off valves that can be turned off if you notice a localized leak.
3) Know your property insurance policy. Now is a perfect time to review your homeowner’s policy to be sure that you are properly protected in case of any type of water loss, storm damage, theft, fire, or other property-related issues. It is important to know what is covered and what is not. In addition, you should know your deductible amounts and your policy limits. We would be happy to discuss your policy.
4) Protect your policy limits by immediately contacting one of our trusted mitigation & restoration partners in the case of a property loss from fire, water, wind, or storm. Particularly in the case of water, time is of the utmost essence. Before filing a claim, contact Myers & Hayden Insurance at 260-486-5255 we can refer you to companies that can inspect your property so that together we can determine the most effective and efficient way to restore your property.
If you would like to learn more about any of these areas or if you would like additional helpful tips about protecting and maintaining your home, please call us anytime at 260-486-5255 or visit our website at www.myersandhaydenins.com. We are here to help! Thank you for allowing us to serve you!
Stay safe, be well, and protect your most valuable asset!