So, you’ve finally made the key step of moving out of your parent’s house and into your very first apartment. While this can be an overwhelming experience for some of us to deal with, it must be done to establish yourself and make the move into an independent lifestyle right here in Fort Wayne, Indiana.
After carefully reviewing the lease agreement, filling out the application and passing the different background checks, you’ve finally got the keys in your hands! Now comes the most important part – making sure you won’t be taken advantage of.
Your landlord will walk you through your new place. At this point, they should hand you a form to fill out taking note of any imperfections you notice during the inspection. Having these issues in writing can be crucial for your legal standing so you’re not held personally responsible for issues that existed before you signed your contract.
Even if it’s a stain on the floor or a crack in a bathroom tile, make sure to document this and let your landlord know. Be sure to make an electronic backup of your notes just in case you happen to misplace the paperwork (these things can happen while you’re moving).
If the landlord indicates it may take some time to patch up certain holes or replace that busted closet door, take plenty of pictures with a date stamp on the image. This is the best way to protect yourself and your security deposit, especially if the management company decides to take you to court over something you had no part of. You’ll also want to take pictures of all your belongings for insurance purposes.
You’ll also want to take pictures of all your belongings for insurance purposes. Speaking of which, the most vital investment you’ll immediately want to make is renters insurance. This provides financial coverage if a visitor gets injured on your property or your place gets broken into. It can help cover any medical expenses you may be responsible for while also paying for lost items. It can also assist you with negligence claims made against you on- or off-premises.
Moving into your own place for the first time can be an intimidating experience, but this should also be one of the most exciting moments in your life. Don’t forget that! This isn’t a small thing, so try to have fun with it. By taking these steps into consideration, you can have peace of mind while enjoying your first apartment! Myers & Hayden Insurance can help make this transition easier for Fort Wayne renters. Give us a call at 260-486-5255 to see how.